VdE | Analista de carteira | ABSA
With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
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Job Summary
- Responsibility for support the management of the portfolio(s) across the Credit Life Cycle in aggregate, which comprises of the following
Product Planning
Credit Initiation
Account Maintenance
Fraud Management
Collections & Recoveries
Job Description
Support the Portfolio & Collection Strategy Manager in the following activities:
- Development and adhering to business mandate and scale triggers for all products
- Setting of product risk appetite and strategies
- Policy formulation / circulars –portfolio Risk policies and Procedures and Manuals
- Provide input into developing and review of Portfolio modeling
- Analysis of management Information with appropriate recommendations to the PM&CS Manager and Head of Credit
- Liaison with product/business managers and owners
- Initiate, agree and monitor Collection and Recoveries strategies
- Accountability for all Credit scorecard design, implementation, and review
- Agree and be responsible for all change initiatives in the portfolio
Education
Higher Diplomas: Business, Commerce and Management Studies (Required)
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